Who paid?Whose turn is it this month?Everything is written down.
Kotiza keeps the ledger of your tontine (savings circle): members, contributions, due dates, and payout order. The money still moves between you, the way it always has.
From US$20 per month · No commitment
- Paid
- Late
- Receives this month
Pricing
One subscription for all your tontines.
Your tier depends on the size of your largest group. No commitment, and you can cancel at any time.
Your price is set by the country of your phone number. Pick that currency to see the right price.
Circle
Up to 20 members per tontine
US$20per month
- 1 tontine at a time
- 100 reminders per month included
- Email support
Network
21 to 50 members per tontine
US$30per month
- 3 tontines at a time
- 300 reminders per month included
- Email support
Movement
51 to 100 members per tontine
US$50per month
- 10 tontines at a time
- 600 reminders per month included
- Priority support
More than 100 members in one tontine? From US$75 per month, priced on request.
If you go over your included reminders, your messages are never blocked. Your allowance resets on the first day of each month. See pricing
The ledger
Everything you need to run your tontine.
Paste your list, and your tontine is ready
Add all the participants at once. Each one has her own access and can see her status.
Record a payment in three taps
Late contributions move to the top of the list on their own. You know who to remind without searching.
The message goes out before the due date
By SMS or WhatsApp, signed with your name. You no longer write the same thing twenty times.
Everyone's turn is set in advance
The whole group can see it, from the first month to the last. No more arguments about who comes after whom.
The recipient confirms she received the pot
Her confirmation counts as much as yours. A payout is closed only when you both agree.
Every entry is dated and signed
You can view the full ledger and export it as a CSV file whenever you want.
Kotiza never holds your money.
The app keeps the records of your tontine, and nothing more. It receives no funds, deducts nothing from your contributions, and is never involved in your transactions. The subscription pays for the app and for the messages sent to your members.
Ready to start
Your next due date can be the first one recorded in Kotiza.
From US$20 per month · See pricing